How to Determine Car Damages After a Car Accident - It is an article that you'd better not to read. But after a car accident, you should familiarize yourself with your insurance policy, processes and payments. After a car accident, your heart beat hard, you're breathing fast and you can not believe you just got in an accident. Look around you. Are you alive? Good. Everybody else? Better yet. Now, here's what you do when the dust settles.
After a car accident, you may be entitled to damages for personal injury and property damage.
Dealing with other insurance companies
Things you need:
- 2 auto repair estimates
- Car Insurance
- Grade 3 assessments
- Police Report
How to Determine:
- Make sure the other driver has all relevant information to provide the insurance company's, including your name, address, telephone number and vehicle type.
- Followed by a phone call to the insurance agent the other driver and set out the injuries and damages.
- Cooperate fully when asked about the estimates of damage or when asked to leave the car inspected by a claims representative.
- The current list of other property damaged in an accident: luggage, cameras, mobile phones.
- Know that your request and the actual cost of damages for pain and suffering and loss of working time.
Claiming car insurance
- Get a copy of the police.
- Know what protection your policy provides.
- Sign a document for the history and the damage will be made available to the insurance company.
- Make a claim for damages in medical coverage pay, even if you have other coverage or if the other person is responsible.
- Make a claim for damages, lost wages or long term disability protection against uninsured motorists if the other party was at fault, but are not insured or underinsured.
- Secure at least two car repair estimate, or value of the three tests, if the car is even.
- According to current estimates, and allow your car to be photographed and inspected.
- Current bills for towing and storage costs.
- Ask your agent to help provide a temporary replacement vehicle if you have rental reimbursement coverage.
- Notify agent of any damage to the incident was discovered during the repair of a car.
