How to Buy a Used Car without Car Salesman - Have you ever wished you could buy a vehicle without car salesman and their "compromising?" Say no more, please follow these instructions and your wish to have a used car will come true in no time. Don't forget to prepare these things (who knows) you will need: a credit union membership or similar banking institution, basic knowledge on Internet, plus confidence.
How to Buy a Used Car without Car Salesman:
- Contact the credit union and the last set of information. Talk to them in your paint. For example, "I would like to buy a used car from a private individual, and I can do $ 150 a month. What kind of interest rate / term of the loan is not a show?" Applying for a loan, if necessary, to determine your spending limit.
- Find your vehicle. www.craigslist.com and go through the local newspaper classified ads. Www.nada.com Go to site and use it to obtain an approximate value of the vehicle you want. This should be a target amount for the sellers of the prices of their vehicles.
- After finding several vehicles that meet your needs, call and ask suppliers to come take a look at their vehicle. You know, you're already doing and model of vehicle, then go watch the state. Is it used tires? If the engine is wet on the bottom? Do all work on the car? The vehicle ever been in an accident?
- Be prepared to leave without the vehicle. Do not get emotionally attached to the vehicle. If you see signs of abuse, warmly thank the seller for their time and let them know you are watching others and let them know. If you want the car, tell them you are interested and ask if they mind if you make a good deal for a mechanic to look over the car. Your answer should be no problem. Also, tell the seller that if you buy the car, then you need to close your Credit Union. Since this could be a few days, they want a deposit to hold the car in good faith (and a check for $ 100 should suffice).
- Call a local dealer (the car brand, such as a garage for one car Ford Ford) and speak with the Service Manager. Tell him you need help, you want to buy a used car but it must be checked by a mechanic first class. Schedule contract with them and sell. Coordinate with seller on how to get to the car dealer.
- When the vehicle passes inspection, then let the seller know you want to buy the car, but you're on a limited budget and really need to know what their bottom dollar. They will tell you if there is room to negotiate price. Make sure this amount is less than Blue Book value or be prepared to pay an installment on the loan. When the expected sale price, please contact Credit Union to let them know what you do. They will give you a list of information they need you and the seller and closing set.
- At closing, the credit union pays the seller the money guaranteed, and you can sign the loan documents to return to the credit union. They give you a letter. This will allow you to get health insurance card and a temporary plate. In the meantime, use this letter and present the insurance card to drive a car legally.
